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This is 38-year-old Veronica. She is married and has 3 children aged 16, 11 and 3 years. She has 1 additional dependent.

In 2002, Veronica established her provisions and drinks business. She began her business because she was unable to further her education and needed a source of living. Working 7 days a week and 12 hours a day, she earns about Le 900,000 every month from this business.

Veronica would like a loan in the amount of Le 3,000,000. She requires this loan in order to buy more provisions wholesale at a reduced rate. In the future, Veronica plans to expand her business and educate her children. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Veronica buy drinks and provisions.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Mar 17, 2012
Currency Exchange Loss:
Jan 15, 2013