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Cissy is 50 years old and lives in the town of Najera in the Kampala south region of Uganda. She is widowed and has 4 children. For the past 3 years, Cissy has been working hard to manage her retail shop, which sells sugar and soap.

To help expand her business, Cissy has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to purchase more essential commodities, and will help Cissy to generate greater profits and increase her stock. Cissy hopes that in the future she will be able to expand her business.

Cissy is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs, like Cissy, who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 121
    View loans »
    Uganda Loans Fundraising
  • $33,813,225
    Funds lent in using Kiva
  • 2,455.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Cissy to purchase more essential commodities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Mar 17, 2012
Currency Exchange Loss:
Mar 15, 2013