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Thao is a 35-year-old married woman with two sons. She and her husband have been raising dairy cows for ten years. She lives with her family in Ho Chi Minh City.

Thao would like to take out a loan to buy more cows and animal feed to increase the size of her business. She hopes that this will enable her to earn a higher income, improve her family's living conditions, and cover the education costs of her children.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 85
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,790.0
    Vietnam Dong (VND) = $1 USD