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Update on Raisa

The previous loan from Kiva has helped Raisa and her family. By getting an additional profit Raisa directed it towards developing of her business. She practically twice increased the size of her vendor location. Thanks to the financial means the family was able to pay for the education of one of the daughter's in a higher education institution.

Raisa wants to invest the loan from Kiva to buy seeds for sale to the agricultural farmers as the season is about to start and also to pay for the rent of her vendor space.
View original language description ↓
Предыдущий кредит КИВА помог Раисе и ее семье. Получив дополнительную прибыль, Раиса направила ее в развитие бизнеса: она практически в два раза увеличила место торговли. Благодаря полученным средствам, семья смогла себе позволить оплатить образование одной из дочерей на платный стационаре одного высшего учебного заведения.
Раиса хочет вложить полученный от КИВА кредит в приобретение семян для продажи на фермерам-сельскохозяйственникам, так как сезон вот-вот начнется, а также хочет оплатить аренду торгового помещения.

Previous Loan Details

Raisa is married with two teenage daughters. She is a small market entrepreneur from Ivano-Frankivsk. Raisa sells household items such as candles, shoe polish, seeds, farming chemicals, etc. in the central marketplace ‘Troyan’ with the help of her husband. Raisa has been in this trade for 4 years... More from Raisa's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 10
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Raisa to buy seeds and pay for rent.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Mar 16, 2012
Currency Exchange Loss:
Sep 17, 2013
This photo was used before for a previous loan for Raisa. It was first posted on Kiva on Jan, 2011. Learn More