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Shahnaz's Group
In this Group: Shahnaz , Kosar Bibi, Waziran Bibi, Kubra Bibi, Kosar Bibi
Shahnaz is 40 years old, married, and has one daughter who is 7 years old and reads at the 3rd standard level. Shahnaz herself is a very kind-hearted lady. She spends her time at home and takes care of her family.

Shahnaz's husband runs a grocery store and generates income for the family. The grocery business is a very profitable business, but is very challenging, too. It is challenging in the sense that there are many other grocery stores in competition, which is reflected in their earnings. To beat the competition, the availability of grocery stock is of the highest importance in order to meet the needs of customers and turn them into regular customers.

That is why Shahnaz has applied for a loan from Kiva partner Asasah for her husband’s business. With the loan, he will purchase a larger stock of groceries for his store in order to fulfill his clients' orders and achieve better results.

Shahnaz is very confident that her husband's good business skills will enable him to make good use of this loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 345
    View loans »
    Pakistan Loans Fundraising
  • $16,486,475
    Funds lent in using Kiva
  • 90.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahnaz's Group's $1,125 loan helped a member to buy groceries for her husband's grocery store business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Apr 1, 2012
Currency Exchange Loss:
Mar 15, 2013