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Rowena is 38 years old, married, and has three children who all currently go to school. She is a very hard working entrepreneur.

Rowena has a sari-sari (variety) store in the Philippines. She requested a loan of PHP 15,000 through NWTF to buy more items such as canned goods, detergent, and other groceries to sell. Rowena has been in this business for three years. In the future, she would like to save enough money that she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 358
    View loans »
    Philippines Loans Fundraising
  • $70,814,925
    Funds lent in using Kiva
  • 42.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Rowena to buy more items like canned goods, detergent, and other groceries to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 8, 2012
Mar 16, 2012
Currency Exchange Loss:
Jan 15, 2013