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Saltanat is 44 years old and raising two children. In search of a source of income for her family, she started her own business in selling food products in 2003. Thanks to to her persistence and hard work, Saltanat was able to grow her business to have a monthly income of 10,000 som (KGS). Today, her product offering is still limited, and this is why she requested a loan in the amount of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to expand her product assortment. Saltanat plans to invest the earnings from the loan partially into a purchase of construction materials to build a house and partially into developing her business.
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Салтанат 44 года, воспитывает двух детей. В 2003 году, в поисках источника дохода для своей семьи, Салтанат начала свой бизнес в торговле продуктами питания. Благодаря настойчивости и упорному труду, Салтанат сумела развить свой бизнес с ежемесячным доходом в 10,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Салтанат обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на расширение ассортимента. Доходы от кредита Салтанат планирует частично вложить в закуп стройматериалов для постройки дома, и часть – в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,887,550
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Saltanat to broaden an assortment of goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 2, 2012
Mar 16, 2012
Currency Exchange Loss:
Feb 18, 2013