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La Union Group
In this Group: Tomasa, Benita, Magdalena, Virginia, Haydee, Haydee, Mirian, Herculana*, Maria, Jovita, Rosa Maria*, Fernando
* not pictured
The members belong to the community bank "LA UNION"; this bank is located in the district of Cusco, belongs to the province of Cusco and department of Cusco.

The member is Miriam, she is single, 25 years old and has 1 son, she works in the business of selling snacks, she has a cart where she sells candy, suckers, cookies, pop and other snacks, she sells in an itinerant manner from 7 AM to 8 PM, through this small business she gets her son ahead, her dream is to have a grocery store. She requests a loan to buy snacks at wholesale prices such as gum, candy and cookies. The other members of the group work on: a restaurant, food sales, grocery sales, selling hats, raising livestock.

The members that were attached to the group photo arrived after the meeting, they asked for permission to miss it because of health reasons.

The member is thankful to those who are part of her dream through Kiva and she commits to make the repayments in the agreed term.
View original language description ↓
Los socios pertenecen al banco comunal “LA UNION”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Miriam; ella es soltera y tiene 25 años y tiene 1 hijo; La socia trabaja con su negocio de venta de golosinas, ella tiene una carreta donde vende caramelos, chupetes, galletas, gaseosas entre otras golosinas, la socia vende en forma ambulatoria desde las 7:00 a.m hasta las 8:00 p.m, por medio de este pequeño negocio la socia saca adelante a su hijo, el sueño de la socia es tener una tienda de abarrotes. La socia solicita el préstamo para comprar golosinas al por mayor como chicles, caramelos, galletas al por mayor.
Los otros socios se dedican al negocio de restaurant, negocio de venta de comida, negocio de venta de tienda de abarrotes, negocio de venta de gorros, negocio de crianza de animales.

Las socias que estan pegadas a la foto grupal llegaron despues a la reunion,ellas pidieron permiso por motivos de salud

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $63,759,475
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Union Group's $3,200 loan helped a member to buy snacks at wholesale prices such as gum, candy, cookies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 9, 2012
Mar 19, 2012
Currency Exchange Loss:
Aug 15, 2012