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Janyl is 22 years old, married and raising a son. As a source of income for her family Janyl does animal husbandry. She started the business two years ago with the purchase of a cow in the amount of 70,000 KGS and now the business brings her around 5,000 som (KGS) a month from the sale of milk and dairy products. Thanks to her hard work Janyl's livestock headcount has two milk cows, one calf, five sheep as well as 0,36 hectares of land which she cultivates with potatoes and barley. With the purpose to further develop her business Janyl has come to Bai Tushum and Partners for a loan in the amount of 135,000 KGS to buy livestock. She plans to invest the profit in the repair of her house.
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Жаныл 22 года, замужем, воспитывает сына. В качестве источника дохода для семьи, Жаныл занимается животноводством. Начатое 2 года назад с покупки коровы на сумму в 70,000 сом (KGS) хозяйство сегодня приносит около 5,000 сом (KGS) в месяц от продажи молока и молочных продуктов. Благодаря упорному труду Жаныл, ее поголовье насчитывает 2 дойной коровы, 1 теленка, 5 овец, также она обрабатывает 0,36 га земли с картофелем и ячменем. В целях дальнейшего развития своего бизнеса, Жаныл обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку скота. Доходы Жаныл планирует вложить в ремонт своего дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,887,550
    Funds lent in using Kiva
  • 46.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,925 helped Janyl to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Mar 15, 2012
Currency Exchange Loss:
Apr 16, 2014