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Manana is 37 years old. She lives in a small village on the seaside in West Georgia. Manana is a widow who lives with her children, a 17-year-old daughter and a 14-year-old son and her 71-year-old father-in-law. Her children go to school. Manana works as an office cleaner for a local company. In addition to her main job, she runs a family agricultural business with her father-in-law's help. They own an 0.2 hectare citrus garden. The family also grows maize and 100 nut trees on a family-owned 0.15 hectare of land. Manana sells harvested products at the local open market. The total average monthly income of the family is 470 Laris, including Manana’s father-in-law's monthly pension.

Manana has requested a loan in order to enclose the nut garden. This will protect the harvest against theft. Manana also plans to plant additional nut trees. She will sell more harvest and increase her family's income. Manana will use the increased income to improve the family's living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 48
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Manana to purchase a fence to enclose the nut garden.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 9, 2012
Mar 16, 2012
Currency Exchange Loss:
Mar 15, 2013