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Kichangani Group
In this Group: Upendo, Sauda, Bilhilldis, Mariam, Fatuma, Plasida, Mariam*, Hamida, Hanifa*, Edmund, Judith, Asma, Grace, Specioza, Cecilia, Asia, Salma, Christina, Tauhilda, John
* not pictured
Upendo, who is in her late 20s, is married with two kids. One of her children goes to school and the other one is still young. She has been running a grocery store for three yeas now. She works from 11:00 pm to 1:00 am (after mid-night) daily and is able to make a fair monthly profit.

This will be her 10th loan from Tujijenge Tanzania. She used the previous loans to buy tables, chairs, a blender, a TV set, and a radio for her customers' entertainment. She also helped her husband with the household expenses. She has paid back all her loans successfully. She wants a loan to open another grocery store in a different area. Her dream is to be able to buy her own car.

She will share this loan with her loan group "Kichangani", which has 20 members who will hold each other accountable for paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,593.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kichangani Group's $5,875 loan helped a member to open another grocery store in a different area.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 8, 2012
Mar 15, 2012
Currency Exchange Loss:
Aug 15, 2012