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Bilal is a thirty-five-year-old married man who has owned a restaurant since 2010.

Bilal is a hardworking man. He opened his small restaurant in 2010. It's almost a snack-bar because he deals with fast food, but he is intending to expand it in the near future. However before making a major step forward, first he must gain the trust and loyalty of his customers.

Bilal is working on improving the delivery sector in many ways, but he needs suitable and attractive brochures and a menu to take this step forward. This is why he has applied for his first loan from Kiva partner Al Majmoua, to do what's required to improve his business. Most of his customers are friends, relatives, neighbors and passers-by, but Bilal is planning for a wider variety of customers.

He hopes to expand his business more and more and to open a big restaurant is the future.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 47
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Bilal to print brochures and a menu for his restaurant.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 13, 2012
Mar 15, 2012
Currency Exchange Loss:
Apr 14, 2012