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Shell Nopar Group
In this Group: Titin, Dede, Ita, Sukenah, Hermawati
Titin is a 43-year-old married woman. She lives with her husband and three children. Their both cooperate together to meet their family's expenses.

Wanting a better life, she opened a small general store in front of her house two years ago. So far, her business is stable but business has not increased. That is why she requested the loan to renovate her store by adding more light and lamps and making it more attractive so many customers will come and visit her store.

She is very grateful to VisionFund Indonesia and Kiva lenders because thanks to their support she will be able to expand her business a little further. In the future she wants to open a new branch and do a small expansion.

The other group members will use their loans to improve their businesses such as selling homemade food and selling coffee and soft drinks.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 124
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,130.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shell Nopar Group's $550 loan helped a member to pay for renovation for her store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Feb 27, 2012
Mar 15, 2012
Currency Exchange Loss:
Jan 15, 2013