A loan of $1,000 helped to pay for flour, sugar, yeast, oil and firewood.


Josephine's story

Josephine, age 60, is married with 3 children who are all out of school. She owns and operates a bakery where she makes pastries, cakes, and breads. She has operated this business for 16 years. She will use the loan to buy sugar, flour, yeast, oil and firewood. Through her 16 years of experience she has gained great skill in baking her products. She has acquired many loyal customers who enjoy her baked goods. Josephine has received 3 previous loans from Kiva's partner, HOPE Congo. She has a very good repayment record with them. As her business continues to grow, she hopes to soon be able to hire employees to enable her to expand the business' capacity. She hopes to use some of the additional profits to buy a piece of land and build a home for her family.



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