A loan of $1,500 helped to buy cacao seeds and pigs to increase his business.


Juan's story

Jusn is 57 years old. He lives with his wife, Maria Laura, and their children who are 14 and 12 years old. They live in the district of Valle Hermoso in Santo Domingo, which is a dynamic city and welcoming part of the province of Santo Domingo de los Tsáchilas. In this area live people from all different parts of Ecuador, which makes it a diverse and entrepreneurial location. The area has a rainy subtropical climate, with an average temperature of 22.9°C. Because of it's geographic location it has high commercial activity, because it has become a trading hub between the mountains and the coast. The most important commercial activity is cattle because it is the most developed ranching area in all of Ecuador.

Juan farms cacao and raises pigs, which he has been doing for the past 16 years along with his wife. He works from Monday to Saturday, working almost all day in these activities. This hard working man wants to buy more cacao seeds to increase his crop and he also wants to buy more pigs. In this was he hopes to have increased income and with it be able to improve his quality of life. It is the second loan he has taken out through 'Fundación Alternativa', which is the institution that acts as the intermediary between Kiva lenders and Juan. This institution not only provides access to loans, but also gives trainings and advice to assure sustainable growth.

This is his second loan; with the first he made his payments very punctually. He is considered to be an excellent customer by his credit counselor.

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Translated from Spanish by Kiva volunteer Tricia Kell



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