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Miurel Karina

Update on Miurel Karina

Miurel, 23, is single. She has worked in the Asuncion Hospital as a pharmacy dispatcher for 3 1/2 years. She is asking for her third loan with the goal of finishing the porch of her house, since some details on the iron bars are left to do, as well as the floor installation, because it is only tiled. Previously, she benefited from Kiva for the construction of the little porch of her house, and now she wants to finish some details that she left undone due to lack of money.
View original language description ↓
Miurel de 23 años de edad es soltera, trabaja en el Hospital Asuncion como despachadora de farmacia desde hace 3½ años. Esta solicitando su 3er credito con el objetivo de terminar el porche de su casa, pues le faltan algunos detalles en los protectores de hierro, ademas de ponerle el piso, porque solo esta embaldozado.Cabe señalar que anteriormente fue beneficiada con kiva para construir el porchecito de su casa y ahora desea terminar algunos detalles que dejo pendiente por falta de dinero

Previous Loan Details

Miurel Karina, 21, is single, living with her sisters in their parents' home. She has worked in Asuncion Hospital for 2 years as a pharmacy expediter. She is requesting her first loan through AFODENIC with the goal of completing the construction of the porch on her house, currently lacking rail... More from Miurel Karina's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 48
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Miurel Karina to complete porch construction.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2012
Mar 18, 2012
Currency Exchange Loss:
Mar 15, 2013