To generate income, Ferdy started a brick business one year ago. His wife also helps him earn extra money by selling vegetables at a traditional market. Prior to running this business, Ferdy used to work part-time as a building contractor but the income he generated from the job depended on customers' orders. With the skill he has, Ferdy runs his business properly. He can produce hundreds of blocks of brick per day. At the moment, Ferdy has received an order for a thousand blocks of brick for building construction. This is a good chance for Ferdy to generate more income; therefore, he requested a loan of 4,500,000 Indonesian rupiah from TLM. He would like to spend the loan on cement, sand and soil.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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