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Ferdy, a 58-year-old-man, is married to Katarina, a 59-year-old lady. Ferdy and Katarina are blessed with six children: two are married, three of them are working and the other one is still at school.

To generate income, Ferdy started a brick business one year ago. His wife also helps him earn extra money by selling vegetables at a traditional market. Prior to running this business, Ferdy used to work part-time as a building contractor but the income he generated from the job depended on customers' orders. With the skill he has, Ferdy runs his business properly. He can produce hundreds of blocks of brick per day. At the moment, Ferdy has received an order for a thousand blocks of brick for building construction. This is a good chance for Ferdy to generate more income; therefore, he requested a loan of 4,500,000 Indonesian rupiah from TLM. He would like to spend the loan on cement, sand and soil.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 24
    View loans »
    Indonesia Loans Fundraising
  • $6,137,150
    Funds lent in using Kiva
  • 9,130.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ferdy to purchase cement, sand and soil.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 8, 2012
Mar 14, 2012
Currency Exchange Loss:
Sep 17, 2013