A loan of $650 helped to purchase stones, cement, iron, sand, and beams to build her house.


Laura's story

She was born in the province of Tete, central Mozambique. She's a widow and has five children, all of which attend school. She completed 4th grade and stopped because her parents lacked financial conditions. She lives with her family in a house she owns and does not support anyone else.
She left Tete for Maputo, in the district of Boane, when she got married. She's a pensioner and a former combatant and she earns a pension of 5.600mt. She uses it to pay for home expenses and also saves part of it in her bank account.
She has never had loans in other banks. She first heard of Hluvuku through a friend who is also a client of this institution. This is her second loan with Hluvuku. It is for 17.000mt, which she intends to use to purchase construction supplies for her house (stones, iron, cement, sand, beams, etc). The previous loan was for 10.000mt and it was used for housing expenses.
She pledges to make her repayments as scheduled. In the future, she intends to finish building and furnishing her home, and for that purpose she plans to request more loans from Hluvuku.

Translated from Portuguese by Kiva volunteer Renata Wolff


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Loan details