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Saidah Squad Group
In this Group: Murtini, Rohimah, Rokiyah, Nuryati, Wahyuningsih
Rohimah has been selling cell phone minutes refills and watches for a year. She sells them in front of her house. Her business is going well and she wants to add more varieties of watches to sell so she is taking out a loan from VisionFund Indonesia. She is a mother of three children. All of her children are still at school. She hopes that with her business and income from her husband as a worker in a union, she can give her children a better education than she had. In the future she also wants to add display windows.

Other group members are selling Tupperware, snacks, and "nasi uduk" (Indonesian coconut rice)

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 63
    View loans »
    Indonesia Loans Fundraising
  • $6,256,325
    Funds lent in using Kiva
  • 9,130.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saidah Squad Group's $550 loan helped a member to pay for more watches to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Mar 5, 2012
Mar 14, 2012
Currency Exchange Loss:
Apr 23, 2014