A loan of $750 helped to buy materials for her house; iron, cement, beams, doors, metal sheets, etc.


Elsa Raul's story

Elsa was born in the city of Matola, Maputo province, in southern Mozambique. She is married and mother of two children who don't yet attend school. She completed her education through secondary school and is continuing her studies. She owns the home where she lives with her family and she does not support anyone else.

Elsa has been a professor for more than 5 years and she earns a salary of 5.000.00mt, which she uses for household expenses and savings in her bank account (BIM). She previously had a loan through BIM and was able to pay it without any difficulties. She learned about Hluvuku through a friend who is also a client. This is her second loan with Hluvuku, in the amount of 20.000.00mt, which she will use to purchase construction materials for her home (iron, cement, beams, doors, metal panels, etc.). The prior loan was for 11.000.00mt, also for her home. She promises to make her payments as scheduled. In the future she plans to complete her college education and intends to request additional loans from Hluvuku for that purpose.

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Translated from Portuguese by Kiva volunteer Michele Magrino


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