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Marcelina sells grocery products. Her husband, Ferdinand, is a farmer. When it is not cropping season, Marcelina supplements their income with her business selling different products such as snack foods, drinks, and spices. She buys the items from the market and carries them by her motorbike to resell in her village.

Marcelina wants to expand her business by purchasing more items like perfume, beauty goods, and electronic items for resale, so she is asking for a loan of 10,000 Philippines pesos (PHP) to increase her capital. Marcelina and her husband have been married since 1995 and they have three grown up children.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 366
    View loans »
    Philippines Loans Fundraising
  • $70,667,525
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Marcelina to buy perfume, beauty goods, and small electronic items for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 16, 2012
Mar 13, 2012
Currency Exchange Loss:
Sep 15, 2012