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Salma is a 37-year-old lady who is married to Aliman, a 49-year-old man. Salma is blessed with four children who are Eliah, 21; Nabila, 19; Fikri, 14 and Diana, 9 (two of them are still attending school).

Salma runs a shop at the local harbor. She has been running this business for four years. The items that she sells include Balinese sarongs, traditional shawls and fruit (apples, grapes, etc). Her husband, Aliman, also runs the same business on the ship.

In order to improve her business, Salma needs additional money. She received capital assistance from TLM through a group lending program some years ago. And she said that the loan was very useful for her business. She then decided to apply for a larger loan amount from TLM of IDR 12,000,000. Salma wants to spend the loan to purchase many more things for her business, e.g., Balinese sarongs, fruit and traditional shawls.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 36
    View loans »
    Indonesia Loans Fundraising
  • $6,150,950
    Funds lent in using Kiva
  • 9,130.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Salma to purchase a lot more things for the business, e.g., Balinese sarongs, fruits and traditional shawls.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 6, 2012
Mar 14, 2012
Currency Exchange Loss:
Nov 19, 2013