A loan of $1,225 helped to buy trousers, T-shirts and children’s clothes.

Johanna Beatriz's story

Los Corrales (The Yards) Communal Bank meets every fortnight in a community called Los Corrales, which is located a few minutes away from Montecristi, a town with a rich prehistoric culture. The majority of the inhabitants of this place engages in different activities such as handicrafts and general trade.

Here we meet Johanna. She is 27, she is married and she has a 3-year-old child. Her husband works in a factory in Manta.

She is housewife who engages in selling various items of clothing to earn some money of her own and to help her husband paying for their household expenses. She sells door to door, but her customers also come to her house to shop whenever she has new products. She works mostly in the mornings because her mother-in-law can take care of her little child, and in the week-ends, with the help of her husband. She sells on credit and she collects cash every eight or every fifteen days. She has been running this activity for one and a half years and things are going very well.

The loan she is requesting will be used to buy trousers, T-shirts, children’s clothes and other items of clothing. She has been a member of the Communal Bank for one and a half years and she lives it because she has been able to start her activity thanks to her fist loan.

She dreams of having a house of her own because she is currently living in the house of her parents-in-law.

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Translated from Spanish by Kiva volunteer Emanuela Villa

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