A loan of $600 helped to buy snacks, foodstuffs, drinks, and liquor in greater volume..


Nidia's story

Nidia, age 49, is the owner of a pub, which includes a snack and foodstuffs store. She has always had a motivation for business. When she started she did so with a restaurant together with her brother-in-law. They also sold cold drinks there.

She realized that the greatest volume of their sales was for beer and liquor rather than food. She then decided to undertake a pub. Her business partner went to another city, and she returned the capital that her partner had invested.

She currently works with help from a very trustworthy friend. She added the sale of basic needs items along with her drink and liquor sales. This way the store gets the greatest movement from Monday through Friday, while her pub gets the greatest movement on Fridays to Sundays and holidays.

Her goal for later on is to convert her store into a warehouse where small businesses and sellers are able to stock up on basic needs products. This would avoid the expense for transportation.

She is now applying for a Kiva loan, her first loan with the Fundación Mario Santo Domingo. She will use the loan to buy snacks, foodstuffs, drinks, and liquor in greater volume. This way she will be getting provisions for the holidays and increasing the inventory in her store. The success of this investment stems from the fact that she gets discounts for buying in volume. She also wins because the cost of the products she stocks up on, like basic needs items, are always rising. This favors her income, stabilizes her prices, and allows her to take special care of her customers.

Translated from Spanish by Kiva volunteer Ginny Kalish



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