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This is 35 year-old Hamza. He is married and has three children ages 12, 9, and 6 years.

In 2006, Hamza established his mobile phone and accessories business. He began this business just for self empowerment and it provides a solution to his problems. Working 7 days a week and 10 hours a day, he earns about 950,000 Sierra Leone leones (SLL) every month from this business.

Hazma would like a loan in the amount of 3,000,000 SLL. He requires a loan in order to buy mobile phones and accessories. He hopes that this loan will enable him to increase his monthly profits by approximately 250,000 SLL. In the future, Hamza plans to complete the construction of his house, to rent a house, and to educate his children. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Hamza to buy mobile phones and accessories.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Mar 13, 2012
Currency Exchange Loss:
Oct 16, 2012