A loan of $800 helped to pay for fertilizers, seeds and labor costs.

Vivianne's story

Vivianne is married and has three children between 10 and 18. All are enrolled in school. Her husband is a farmer. He has been a rice farmer for two years.

She would like to get this Kiva loan to buy fertilizers, seeds, and support labor to get the best harvest. With the profits, Vivianne plans to expand the area she has been farming to get more output and pay school fees for the children. In the picture, her fellow rice farmers are sitting behind.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

Loan details

Lenders and lending teams

Loan details