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Update on Carolyne

Carolyne still sells handicrafts and the business is doing well. This is her second loan term with KADET LTD and she has successfully repaid the previous loan. She will use the funds to buy more curios for sale. Carolyne hopes to start exporting the curios in the future.

Previous Loan Details

Carolyne, aged 29, is a single mother of three children. She sells handicrafts in the Westlands area in Nairobi, which she has been doing for nine years. The business earns her a monthly income of KES.40,000. This is her first loan with KADET LTD. She will use the loan funds to buy more handi... More from Carolyne's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 883
    View loans »
    Kenya Loans Fundraising
  • $47,090,675
    Funds lent in using Kiva
  • 82.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Carolyne to buy handicrafts for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 2, 2012
Mar 12, 2012
Currency Exchange Loss:
Sep 19, 2012
This photo was used before for a previous loan for Carolyne. It was first posted on Kiva on Jun, 2011. Learn More