A loan of $1,075 helped to buy fertilizers and seeds and pay for labor costs.


Ladislas's story

Ladislas is married with eight children between the ages of 3 and 25. All are enrolled in school. His wife works as a farmer. He has been a rice farmer for one year. He would like to get this Kiva loan to buy fertilizers and seeds and to pay for labor to get the best harvest. With the profit, he plans to expand the area he farms to get more output, to pay school fees and to build a house with the balance.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details