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Lum is married and lives with her two children in Ntarikon, in the Bamenda Mezam Division of the northwest region of Cameroon. Challenges she has faced include the death of her father, minimal education due to her family's lack of funds, and the ill health of her children.

With the loan requested, she will buy beans, maize, groundnuts, garri, groundnut oil, onions and magi cubes. She believes that her business will succeed because of her good location, and her knowledge and experience in the business. She provides her community access to a regular supply of items at affordable prices.

She will use the profit from her business for family medication, children's school fees, food, supporting other relatives and expanding her business. She says that a GHAPE loan is preferable because of its low interest rates, convenient time of payment, and education on loan management.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
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    Cameroon Loans Fundraising
  • $1,209,075
    Funds lent in using Kiva
  • 494.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD