She has been a businesswoman for more than 8 years with a monthly income of around 2.750.00 meticals (MZN) which she uses for household expenses and some of which she saves in her bank account (BIM).
She has never had loans from any other banks and came to know Hluvuku through a friend who is also a client of this institution. This is her fourth loan with Hluvuku , for the amount of 20,000.00 MZN with which she intends to buy materials for the construction of her house (stone, iron, sand, cement and others). Her previous loans were for 10,000 MZN, 15,000.00 MZN and 20,000.00 MZN which she also used for her dwelling.
She commits to duly paying off her loan and in future aims to build a commercial establishment because currently she uses a rented one, for which she intends to solicit further loans from Hluvuku.
É negociante há mais de 8 anos e tem um rendimento mensal de cerca de 2.750.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancária (BIM).
Nunca teve empréstimo noutros bancos, conheceu a Hluvuku através de uma amiga que também é cliente desta instituição. Este é o seu quarto empréstimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar material de construção para a obra da sua casa (pedra, ferro, areia, cimento, e outros). Os empréstimos anteriores foram de 10.000.00mt, 15.000.00mt, e 20.000.00mt, que usou para habitação.
Compromete se a pagar devidamente e no futuro pretende construir um estabelecimento comercial porque actualmente usa um de aluguer, para tal tenciona solicitar mais empréstimos a Hluvuku.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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