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Zurab is a 34-year-old farmer from the village of Akhasheni, East Georgia. He is married and lives with his wife Marine, eight-year-old son and retired parents. Zurab’s son goes to a local school. Zurab and Marine earn a living through agriculture. They have a dairy cow and a calf. Marine makes cheese and sells it in the village. In addition, the family owns 0.4 hectares of vineyard. Zurab produces wine and sells it in the village as well. The family's total average monthly income is 700 Laris (GEL), including the monthly pensions of Zurab’s parents.
Zurab has requested credit to purchase feed for the cow. He will feed the cow with natural food and increase its productivity. Accordingly, the family will produce more cheese and make more income. They will be able to spend more on family needs and improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Zurab to purchase feed for his cow.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Mar 12, 2012
Currency Exchange Loss:
Jan 15, 2013