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Karambenor Group
In this Group: Penda, Mariama, Aissatou, Mariama, Rosele, Fatou Cisse, Khady, Salimata, Abibatou, Aminata Massaly, Francoise Octavie, Amy, Adama, Dialkany*, Binta*
* not pictured
The solidarity group was created on March 22, 2001. It is made up of 15 women who live in the same neighborhood. Their main activity is small-scale retail.

Mariama, who is on the right-hand side of the photo with her hand raised, is the group leader. She is 51 years old. She is married and mother of eight children. She also has seven other children entrusted to her care by their parents.

She sells firewood and palm oil. She has plenty of experience in this field, which she has been involved in for several years.

This loan will allow her to increase her capital and better develop her business.

The profits will allow her to improve the living conditions of her family (health, food, clothing, etc.) and increase her savings.
View original language description ↓
Le groupe de solidarité est créé le 22 Mars 2001. Il est constitué de 15 femmes qui habitent le même quartier. Leur activité principale est le petit commerce.

Madame Mariama qui est à la droite de la photo levant la main est responsable de groupe. Elle est âgée de 51 ans. Elle est mariée et mère de 08 enfants. Elle a aussi en sa charge 07 autres enfants confiés par ses parents.

Elle s’active dans la vente de bois de chauffe et d'huile de palme. Elle a une bonne expérience dans ce domaine d’activité, qu’elle pratique depuis plusieurs années.

Ce prêt lui permettra de renforcer son capital et de mieux développer ses activités.

Les profits lui permettront d’améliorer les conditions de vie de la famille (santé, nourriture, habillement etc.…) et d’augmenter ses épargnes.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 21
    View loans »
    Senegal Loans Fundraising
  • $14,744,050
    Funds lent in using Kiva
  • 494.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Karambenor Group's $3,650 loan helped a member to buy firewood and palm oil intended for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 6, 2012
Apr 1, 2012
Currency Exchange Loss:
Oct 15, 2012