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Yem is 60 years old, married, and has two children. She is from Kompong Speu province of Cambodia. She is a responsible mother who always takes care of her family's livelihood and provides a good education to her children. Yem has been working in the rice business sector, from which she earns a suitable income for covering her family expenses.

To upgrade their better quality of life, Yem is requesting her first loan from HKL, which she will use to purchase a motorbike. She says that with the support of her business, it will makes her family live in comfortable way.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 209
    View loans »
    Cambodia Loans Fundraising
  • $39,853,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Yem to purchase a motorbike.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 10, 2012
Mar 12, 2012
Currency Exchange Loss:
Dec 27, 2012