Unificada 2 Group
Sra Martha says that this is the first time she has joined a communal bank and that currently she has a business selling food. She has been working for years and learned the business from her mother. The loan in this cycle is for expansion of her merchandise (the purchase of soft drinks and groceries). She will buy these products from distributors and later market them in her retail space.. This type of work enables her to support her family since she is unmarried and has three children.
When asked what she likes about Pro Mujer, she replies that she enjoys the training workshops in the areas of health and credit.
La señora Martha, indica que forma parte de una asociación comunal por primera vez y que en la actualidad ella cuenta con un negocio de venta de comida, que viene trabajando hace años, aprendiendo el mismo de su mamá. El crédito de este ciclo es para ampliación de su mercadería (compra de refrescos y abarrotes) estos productos los comprará de las personas distribuidoras y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite apoyar a su familia pues ella no es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud y de crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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