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Walter Fernando
Walter Fernando is 27 yeas old, single and has no children, he lives with his parents in San Jose de Chimbo, province of Bolívar.

Walter fixes motorcycles, he is a mechanic. He needs the loan to buy a motorcycle to work as a messenger and have another source of income.

With the loan’s aid he will be able to improve his quality of life. He will buy the motorcycle in San Miguel de Bolívar.

A challenge that he faces is daily competition. Walter’s dream is to have his own workshop and to increase his earnings. In his free time he enjoys playing volleyball.

View original language description ↓
Walter Fernando tiene 27 años de edad es soltero no tiene hijos vive con los padres en San Jose de Chimbo Provincia de bolívar.

Walter se dedica al arreglo de motos, es mecánico. Solicita el crédito para comprarse una moto y poder trabajar de mensajero para tener otro ingreso.

Con la ayuda del crédito podrá mejorar la calidad de vida. La compra lo hará en San Miguel de Bolívar.

El desafío al que se presenta es la competencia que a diario se presenta. El sueño e poder tener un taller propio, e incrementar los ingresos. En el tiempo libre le gusta jugar boly.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Walter Fernando buy a motorcycle to work as a messenger and have another source of income.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 8, 2012
Mar 15, 2012
Currency Exchange Loss:
Nov 23, 2013