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Juan Carlos
Juan Carlos is 24 years old and is single with no children. He lives with his parents in San Jose de Chimbo in the province of Bolivar.

Juan is a teacher who teaches in a school. He is requesting a loan to buy a motorcycle. He will make this purchase in the city of Guaranda.

With the support of the loan he will be able to make the purchase that he has been hoping for so much, so that he can travel to work which is located 20 minutes from his house.

The challenge will be to struggle against everything and to move forward in case he becomes ill.

The dream is to be able to buy a vehicle. In his free time he likes to create teaching plans.
View original language description ↓
Juan Carlos tiene 24 años de edad es soltero no tiene hijos, vive con los padres en San josé de Chimbo provincia de Bolívar.

Juan es profesor se dedica a dar clases en una escuela. Solicita el crédito para comprar una motocicleta . La compra la realizara en la ciudad de Guaranda.

Con el apoyo del crédito podrá realizar la compra que tanto esperaba padrá transportarce en la moto al trabajo por lo que queda a 20 minutos de la casa.

El desafío seria luchar ante todo y salir adelante en caso de contraer alguna enfermedad.

El sueño es poder comprarse un vehículo. En el tiempo libre le gusta elaborar planes didácticos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Juan Carlos to buy a motorcycle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 6, 2012
Mar 15, 2012
Currency Exchange Loss:
May 17, 2013