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Maria Rosa
María Rosa, 41, is married and has four children; she lives with her husband and children in Guaranda, Bolívar Province.

The “Mushuc Yuyay” communal bank is located thirty minutes from the office and it has ten members in the community of Quivillungo belonging to Guaranda.

María grows vegetables like lettuce, onions and broccoli. Her purchases and sales take place in Guaranda every fifteen days.

She asks for the loan to be able to buy supplies, fertilizer, weed killers, seeds, lettuce and onion plants. With help from the loan she will be able to start planting. Her dream is to have a business of her own. In her free time she likes to rest.
View original language description ↓
María Rosa tiene 41 años de edad es casada tiene 4 hijos, vive con el esposo y con los hijos en Guaranda provincia de Bolívar.

La VRC Mushuc Yuyay está ubicada a 30 minutos de la oficina conformada por 10 socios en la comunidad Quivillungo Perteneciente a Guaranda.

María se dedica a la siembra de hortalizas como la lechuga, cebolla, brócoli. Las compras y las ventas lo hace en Guaranda cada 15 días.

Solicita el crédito para poder comprar los insumos, fertilizantes, líquidos para la maleza, semillas, plantas de lechuga y cebolla.

Con la ayuda del crédito podrá poner en marcha la siembra. El sueño es tener un negocio propio. En el tiempo libre le gusta descansar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maria Rosa to buy supplies, fertilizer, weed killers, seeds, onion and lettuce plants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Mar 15, 2012
Currency Exchange Loss:
Mar 15, 2013