A loan helped to buy fertilizers, seeds and labor support.


Vestine's story

Vestine has five children, all of whom go to school. She has been a rice farmer for one year. She would like to get this loan to buy fertilizers, seeds, and labor support to get the best harvest. With the profits, she plans to expand the area she has been using in order to get more output and make enough for savings. In the back of the picture are fellow agriculture borrowers.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details