A loan of $2,825 helped a member comprará sabanas y ropa de niño, aprovechará la temporada escolar.


Estrella Del Futuro Group's story

This Communal Bank is called “Estrella del Futuro” (Star of the Future). It is comprised of 17 entrepreneurs working on diverse segments such as clothing and fast food. They all live in the city of San Bernardo.
Patricia is a member of this Communal Bank. In the picture she appears standing on the second row, second place from right to left, wearing a black shirt and dark hair that is pulled back. She is holding a folder of the institution and is standing behind a male entrepreneur in a red shirt.
Patricia sells new clothes for adults and children, as well as linens. She has been offering her products for four years, visiting her customers at their home and also at a market stand during some days of the week.
She buys her products from wholesalers, specifically in the Meiggs neighborhood (known for its commercial orientation) and plans for every season: the holidays, winter and summer.
With this loan she will buy linens and children’s clothing, taking into account the beginning of the school year. One of her business goals is to have an established shop. She lives with her husband and a 6-year-old son. She is also three months pregnant. One of her personal dreams is to own her house because they now live with her parents.
Patricia is very happy and grateful for the opportunity that Fondo Esperanza has given her to invest in her business. She also feels very comfortable with her Communal Bank and she likes sharing with other entrepreneurs.
San Bernardo is a town located 18 km. to the south of Santiago’s main square. It is known as the capital of folklore because every year in January it hosts the “International Folklore Festival,” an event where the country’s roots come together and groups of musicians from all South America meet. This town also hosts the “Traditional Handcraft Fair”, where artisans from Chile and neighboring countries meet. Also, the town hosts the “Abril cuecas mil” event in April, when all the community dances cueca (traditional Chilean dance).

In this group: Patricia, Luis , Lorena, Maryorie, Paulina, Elena, Rosa, Aracelli, Fernanda, Lorena, Miguel, María Angelica, Consolatriz, Veronica, Felipe, María José, María

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Translated from Spanish by Kiva volunteer Carolina Zuniga



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