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Ntiwigunge/rbmb Group
In this Group: Jonatha, Adja, Naason , Amissa, Zainabu , Djuma, Saidi, Alima, Anifa
Amisa is part of the Ntiwigunge/Rbmb group. She is 34, and married with 3 children aged 10 - 14, 3 of whom are in school. She has completed 3 years of secondary education. Amisa is a rice farmer. This is her first loan with ACB. She will use her loan to purchase chemical fertiliser. Her growth strategy for the business is to use chemical fertiliser and selected seed. In the coming years, Amisa would like to become a major rice farmer in her region. With the profits, she intends to put her children through school, to care for them, and to build a house for her family.
View original language description ↓
Amisa fait partie du groupe Ntiwigunge/Rbmb. Elle a 34 ans, elle est mariée avec 3 enfants de 10 ans à 14 ans, dont 3 scolarises. Son niveau d’éducation est de 3 ans de secondaire.

Amisa est agriculteur de riz. C’est son premier cycle de prêt avec ACB. Elle va utiliser son crédit afin d’acheter des engrais chimique.

Sa stratégie pour la croissance de son business est d’utiliser des engrais chimique et les semences sélectionnent. Dans les prochaines années, Amisa voudrait être un grand cultivateur de riz dans sa région. Avec les profits, elle prévoit de scolariser et soigner ses enfants et construire une maison pour sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 50
    View loans »
    Rwanda Loans Fundraising
  • $16,930,400
    Funds lent in using Kiva
  • 598.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ntiwigunge/rbmb Group's $1,525 loan helped a member to purchase chemical fertiliser.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Feb 21, 2012
Mar 8, 2012
Currency Exchange Loss:
Sep 15, 2012