A loan of $525 helped to buy fertilizers and seeds and pay for labor costs.

Justine's story

Justine, a married mother of a four-month-old child, has been a rice farmer for three years. She would like to receive this loan to buy fertilizers and seeds and pay labor costs to get the best harvest possible. With the profits, she plans to increase her rice production and build a good house to live in.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

Loan details

Lenders and lending teams

Loan details