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Victor is married and has a four-year-old daughter. For 15 years already he has been growing vegetables in greenhouses. Victor grows tomatoes, cucumbers, and radishes. He grew up in the village and knows this business very well. Victor is enterprising and goal-oriented. At the present time, he has five large greenhouses, but he is not satisfied with what he has achieved and is planning to develop his business further.

Victor is asking for a loan of 20,000 hryven to install heating in two greenhouses. To do this, he needs to buy a boiler, lay the piping, and buy fuel. Heated greenhouses enable an earlier harvest, which one can sell for a more advantageous price. Victor is planning to use the additional profit to improve his family's living conditions.
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Виктор женат, имеет дочь 4 года. Вот уже 15 лет, как он занимается выращиванием овощей в теплицах. Виктор выращивает помидоры, огурцы и редис. Он вырос в селе и знает этот бизнес очень хорошо. Виктор предприимчив и целеустремлен. На данный момент у него есть 5 больших теплиц. Но он не хочет останавливаться на достигнутом, а планирует развиваться дальше.

Виктор просит предоставить ему кредит в сумме 20,000 гривен на установку отопления в двух теплицах. Для этого ему нужно закупить нагревательный котел, провести трубы, закупить топливо. Отапливаемые теплицы дают более ранний урожай, который можно продать по более выгодной цене. Дополнительную прибыль Виктор планирует использовать для улучшения жилищных условий для своей семьи.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Victor to install heating in his greenhouses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 7, 2012
Mar 10, 2012
Currency Exchange Loss:
Aug 16, 2012