A loan of $1,100 helped to pay for grocery items and products needed in her business.


Gina's story

This is Gina, 42, a resident of Manila, Philippines. She is a single parent and a mother to her four children. She, together with her husband, manage their household while operating a business. At this time, she is working hard to continually provide income for her everyday expenses. Gina operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 Philippine pesos (PHP)-worth of cooking oil, or an egg. She earns a profit by getting supplies at wholesale prices and selling by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 500 PHP in sales every day. To help her continue operations of her business, she is requesting a loan for 47,000 PHP. She will be utilizing the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business. Gina hopes to be able to expand soon, just as she dreams to be able to give her family a good future through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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