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010119-Thôn Hợp Tân-Hoằng Phụ-Hoằng Hoá Group
In this Group: Lệ, Tâm, Nam, Tình , Thắm, Nhung, Trang, Hoà*, Hằng, Nga
* not pictured
Mrs. Lệ, age 26, operates a food-stall restaurant business, selling fish sauce. She is requesting a loan to purchase fish to prepare into sauce to offer for sale. Lệ and her husband have one child.

She is the leader of a ten-member group, the 010119-Thôn Hợp Tân-Hoằng Phụ-Hoằng Hoá solidarity group. She lives and works in Hoang Hoa district, a rural area in Thanh Hoa province.

In 2011, Lệ joined Thanh Hoa Fund for Poor Women to improve her business. Lệ has successfully repaid two loans from Thanh Hoa Fund for Poor Women. Lệ has been involved in her business for four years. The main hardship that Lệ faces in her business is the lack of capital.

In the future, Lệ hopes for her business to do well, to buy land of her own, and to make enough money to provide for her children.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 56
    View loans »
    Vietnam Loans Fundraising
  • $17,278,400
    Funds lent in using Kiva
  • 20,749.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 010119-Thôn Hợp Tân-Hoằng Phụ-Hoằng Hoá Group's $2,575 loan helped a member to purchase fish to prepare into fish sauce to offer for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 25, 2012
Mar 10, 2012
Currency Exchange Loss:
Mar 15, 2013