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Divino Rostro Group
In this Group: Juana Mercedes, María Auxiliadora, Sandra
The group 'Divino Rostro' [Holy Face] is made up of three members who are hard working entrepreneurs. One of them is Juana Mercedes, who has owned a small grocery store for the past 4 years. She will use the loan to buy basic grains, cheese, coffee, toilet paper, etc.

The other group members are Maria Auxiliadora who sells drinks and traditional sweets like pinolillo (a sweet traditional Nicaraguan drink made with ground toasted white corn and cocoa), pinol (a traditional drink) and cajeta (traditional candy that can be made with different flavors, including milk, pineapple and coconut), etc. The thrid member is Sandra Vanessa who sells cosmetics and used clothing.
View original language description ↓
El grupo Divino Rostro lo conforman tres personas trabajadoras y emprendedoras una de ellas es Juana Mercedes propietaria de una pequeña pulpería desde hace 4 años e invertirá el crédito en granos básicos, queso, café, papel…etc.
Las otras integrantes son María Auxiliadora quien comercializa bebidas y dulces tradicionales como pinolillo, pinol, cajeta…etc. Y Sandra Vanessa quien vende cosméticos y ropa usada.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Divino Rostro Group's $2,375 loan helped a member to buy basic grains, cheese, coffee and toilet paper, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Mar 13, 2012
Currency Exchange Loss:
Oct 15, 2012