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Manuela Ramos Group
In this Group: Olinda Doris, Asunta, Juliana , Virginia Consuelo, Cecilia Margot, Marcelina, Danys Rutty, Judi Carina, Karina
Olinda is 21 years old, she is single and she is a member of “Manuela Ramos”, a Community Bank composed of 9 members who engage in different retailing activities. Olinda works every week-end as waitress in a restaurant, and she studies computer sciences. Olinda is requesting a loan to buy chairs and desks to start teaching Computer classes: she hopes this new activity will grow thanks to her great effort and serious dedication. Olinda will reach all of her goals, and she knows that the loans from Edaprospo will help her achieving them.
View original language description ↓
La Srta. Olinda tiene 21 años de edad, es soltera actualmente es socia en la alcancía comunal “Manuela Ramos” grupo conformado por 9 socios que se dedican a diversas actividades de comercio. Olinda trabaja los fines de semana de mesera en un restaurante y a su vez estudia Computacion. Olinda solicito el prestamo para comprar sillas y carpetas para empezar a dar clases de computacion , olinda espera que este nuevo negocio cresca con mucho esfuerzo y dedicacion. Olinda lograra todas sus metas y sabe que los préstamos de Edaprospo le ayudaran.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 91
    View loans »
    Peru Loans Fundraising
  • $61,889,900
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Manuela Ramos Group's $1,950 loan helped a member to buy chairs and desks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 5, 2012
Mar 14, 2012
Currency Exchange Loss:
Aug 15, 2012