Pablo sells electronic devices in an independent manner. He does not have a fixed sales location.
The loan he needs is to buy more devices in order to get more customers. This way he will improve his income in order to help his family.
Pablo is single, and he has two children. He lives with them in an “anticretico” arrangement (Anticretico is a transaction not available in the U.S. whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner loses the property to you) in the Miraflores zone in the city of La Paz.
This is the first time that he has worked with IMPRO, and it is the first time he has worked with Kiva.
Pablo, se dedica a la venta de artefactos electrónicos de forma independiente, ya que no cuenta con un lugar de venta fijo.
El crédito lo requiere para la compra de más artefactos para aumentar su clientela y de esta forma mejorar sus ingresos para ayudar a su familia.
Pablo, es soltero y tiene dos hijos con los cuales vive en una casa en anticretico en la zona Miraflores la misma ubicada en la ciudad de La Paz.
Es la primera vez que trabaja con IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.