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Almagul is 44 years old, married, and has grown children: a son and a daughter. Searching of a source of income for her family, 20 years ago Almagul launched her business in animal husbandry and produce farming. Starting with an initial capital of 10,000 KGS, Almagul has been able to grow her farm, which now brigns in a monthly revenue of 20,000 KGS from sales of meat and dairy products. At present, Almagul’s livestock includes two dairy cows and two bulls. Almagul also works 2.5 ha [about 6 acres] of arable land, where she plants cereals and clover used as animal feed.

In order to expand her business further, Almagul turned to “Bai Tushum & Partners” for a loan in the amount of 100,000 KGS intended for the purchase of two dairy cows. Almagul plans to reinvest her revenues in the business, and in the future to buy a truck for transporting products.
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Алмагул 44 года, замужем, имеет взрослых сына и дочь. В поисках источника дохода для своей семьи , 20 лет назад Алмагул начала свой бизнес в животноводстве и полеводстве. Стартовав с суммы в 10,000 сом (KGS), Алмагул смогла развить хозяйство с ежемесячной прибылью от продажи молока и молочных продуктов в сумме 20,000 сом (KGS). На сегодняшний день, поголовье скота Алмагул насчитывает 2 дойной коровы и 2 бычка, также Алмагул обрабатывает 2,5 га орошаемой земли, где выращивает зерновые культуры, клевер, служащие кормом для скота.
Для дальнейшего расширения своего бизнеса, Алмагул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку 2 дойных коров. Доходы Алмагул планирует вложить в дальнейшее увеличение своего хозяйства, а в будущем – купить грузовую машину для транспортировки продукции.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 80
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Almagul to purchase milk cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 15, 2012
Mar 8, 2012
Currency Exchange Loss:
Nov 17, 2013