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Gemma
Gemma is married with four children. She is a very hard working entrepreneur. Gemma is forty-one years old and her four children are in school.

Gemma has a food-vending business in the Philippines. Gemma requested a PHP 25,000 loan through NWTF to buy more ingredients for her business.

Gemma has been in this business for five years. In the future, Gemma would like to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 400
    View loans »
    Philippines Loans Fundraising
  • $69,611,525
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Gemma to buy more ingredients for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 21, 2012
Listed
Mar 9, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2012