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Lor, 34, is a married woman who comes from the Baray district, Kompong Tom province. She has run a small selling business, from which she can produce approximately USD 2.00 per day. She sells mixed products like groceries, snacks, sweets, packaged biscuits, drinks and other similar products for the people in her community. She has a life partner in her husband who sells firewood around the province. They have given birth to four children and all of the children are single.

As of now, Lor would like to ask for a loan from HKL and Kiva to buy some planks to repair her broken wall. She hopes to have a comfortable house for living.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,440,225
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Lor to buy some planks to repair her broken wall.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 6, 2012
Mar 9, 2012
Currency Exchange Loss:
Oct 15, 2012